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The three roles

  • Givers buy credits — on a top-up page or as a portable gift code. No account needed.
  • Developers own apps. Each app has a wallet and an OpenAI-compatible API key.
  • Apps spend credits automatically as they make AI requests.

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Credits are held in a double-entry ledger

Every credit in TokenGift lives in an append-only, double-entry ledger. Purchases create funding lots with their own expiry dates; every AI request reserves an estimated amount, then settles for exactly what the request cost. That means:
  • Balances are always derivable and auditable — no “mystery” deductions.
  • The difference between the estimate and the actual cost is returned instantly.
  • If a request fails, the full reservation is released. You only pay for what ran.

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Privacy by design

Givers see that they funded an app — never how it uses the credits, which models it calls, or what its prompts contain. Developers’ internals stay private.

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Expiry

Credits expire 150 days after purchase and cannot be refunded or converted to cash. This keeps TokenGift simple, safe, and compliant. Details: Expiry policy.